The Canada Child Benefit (CCB) is a non-taxable monthly payment offered by the Canadian government to assist families with the expenses of raising children under 18 years.
It’s an essential lifeline for many Canadian families, providing financial support and easing the burden of child-rearing costs.
Dates for the Canada Child Benefit
The Canada Revenue Agency (CRA) typically issues CCB payments on the 20th of every month. Therefore, the upcoming payment dates are October 20, November 20, and December 13. If you don’t receive your payment on the due date, the CRA advises waiting five working days before contacting them.
Who is Eligible for the Canada Child Benefit?
The CCB is designed to support families and individuals who are primarily responsible for caring for children under 18 years. To qualify, you must meet the following criteria:
- Your child must be under 18 years of age and live with you.
- You must be primarily responsible for the child’s care and upbringing.
- You must be a resident of Canada.
Even if you’re in a shared custody arrangement, you may still apply for the CCB. Each parent can receive 50% of the total benefit amount in such cases.
How Much Can You Receive?
The CCB amount is calculated based on the adjusted family net income (AFNI) and the number of eligible children. The annual benefits for each child are:
- $7,437 (or $619.75 monthly) for children under six years.
- $6,275 (or $522.91 monthly) for children aged 6 to 17.
These amounts start reducing when the AFNI exceeds $34,863, with the reduction rate varying based on the AFNI and the number of eligible children.
Extra Payments: Child Disability Benefit
Eligible families can receive an extra payment via the Child Disability Benefit if their child under 18 years qualifies for the Disability Tax Credit (DTC). The Child Disability Benefit is $261.41 monthly ($3,173 per year) for each eligible child. Like the CCB, this benefit also reduces when the AFNI exceeds a specific limit set by the CRA.
When are the CCB payments issued?
Payments are typically published on the 20th of each month.
Who is eligible for the CCB?
The primary caregiver of a child under 18 years who is a resident of Canada is qualified.
How much can I receive from the CCB?
The amount varies based on your family’s net income and the number of eligible children.
Can I receive extra payments?
If your child qualifies for the DTC, you can receive additional costs through the Child Disability Benefit.